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casho out questions

Posted on: 30th Sep, 2010 04:50 am
i currently have a cash out loan taken out in 2007. i tried refi with current mortgage company and they said that i could not ref because it was a cash out loan. it's been well past the 366 day wait period. I'm i being given the run around?
Hi sj,

You need to check out whether or not you've equity in your property. If you don't have equity in your property, then the lender will not be ready to give you a mortgage refinance though it's already one year since you took out the cash out loan.

Thanks
Posted on: 01st Oct, 2010 12:19 am
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