Can you give me a list of lenders that are willing to refinance a home while in a ch 13 bankruptcy?

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Can you give me a list of lenders that are willing to refinance a home while in a ch 13 bankruptcy?

jameshogg

Posted on: 05th Oct, 2009 02:40 pm

i am in a ch 13 and am looking to refinance my home, pay off the bankruptcy, establish credit, sell my home, move out of state and get qualified for a new mortgage.

Total Reply : 1

Hi jeanna,

I must say your plans are quite good. However, it's difficult to get a lender to refinance your loan when you are in bankruptcy. Lenders will not refinance your loan unless you are discharged of bankruptcy. As far as getting a new mortgage is concerned, you'll have to wait for 1 year after discharge of Chapter 13 to get a FHA loan and 2 years after discharge to get a conventional loan.

Thanks

jameshogg

Posted on: 05th Oct, 2009 08:04 pm

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