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Company Loan Type APR Est. Pmt.

Refinance after Chapter 7

Posted on: 20th Aug, 2012 03:09 am
got discharged chap. 7 in 2011. i really need to refinance my mortgage in order to combine both 1st mortgage and 2nd mortgage so that it will be much affordable for me. my credit has improved. when is a good time to apply for refinance?
after you get a discharge from chapter 7 bankruptcy, you won't be able to get a refinance for your existing mortgage so soon. you need to wait for 2 years to get a fha mortgage refinance and 4 years to get qualified for a conventional mortgage refinance.
Posted on: 20th Aug, 2012 03:55 am
Hi Guest!

Welcome to forums!

I agree with what Niicss has said. You can even check out the given credit repair tool in order to know more in this regard: http://www.mortgagefit.com/calculators/credit-repair.html

Feel free to ask if you've further queries.

Sussane
Posted on: 20th Aug, 2012 09:00 pm
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