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Mortgage Community Forums | Looking for Mortgage again | Can I convert my mortgage from joint names to single name by refinancing while keeping HELOC open in joint names?

Can I convert my mortgage from joint names to single name by refinancing while keeping HELOC open in joint names?

Posted on: 15th Jan, 2011 05:21 am
Can I convert my mortgage from joint names to single name by refinancing while keeping HELOC open in joint names? Closing and re-opening my HELOC is not an option as the new HELOC will have almost double interest rate compared to current HELOC interest rate. Can HELOC lender (Bank of America) take second lien on a primary mortgage in only one name while the HELOC is in joint name?
hi kashyapvijay,

if you wish you can refinance your primary mortgage in your name and keep the heloc in joint names.
adonis
Posted on: 16th Jan, 2011 10:56 pm
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