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refinancing credit check question

Posted on: 12th Jul, 2012 06:31 pm
my husband is currently starting application to refinance our home loan. he is doing the loan under his name, however i am on the title of the home. will my credit and debt be checked? i am concerned because i have some debt that i would prefer not show up.
Hi oldblue,

If your name is mentioned only on the title of the property, then your credit and debt won't be checked. It will be checked only when your name is mentioned on the mortgage docs.

Thanks
Posted on: 12th Jul, 2012 08:18 pm
Thanks so much for your quick reply!
Posted on: 12th Jul, 2012 09:27 pm
You're welcome, oldblue!! :)
Posted on: 12th Jul, 2012 10:33 pm
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