Posted on: 29th May, 2009 11:33 am
Hello!
My husband and I got married a year ago. We live in Texas in a house that he bought before we were dating. My name is not on the house. He is looking in refinancing. Will my info have to be part of this? I am asking because my husband has perfect credit while mine is not that good because of a little too much fun in college! I have been working on it but I dont want my credit to stop him from getting a lower interest rate. Also, I do not work. He is the bread winner in our family. Any suggestions?
My husband and I got married a year ago. We live in Texas in a house that he bought before we were dating. My name is not on the house. He is looking in refinancing. Will my info have to be part of this? I am asking because my husband has perfect credit while mine is not that good because of a little too much fun in college! I have been working on it but I dont want my credit to stop him from getting a lower interest rate. Also, I do not work. He is the bread winner in our family. Any suggestions?
Jenny,
I highly suggest that he is the only one on the mortgage. You can still be on the deed.
I highly suggest that he is the only one on the mortgage. You can still be on the deed.