Posted on: 28th Apr, 2009 11:57 pm
we had a mortgage on our property when my husband died about two years ago. my interest rate is 12% and i do not have enough to live on. i have tried to get some help but have not been able to. i found a company that will give me a much lower rate but i do not have the extra money to put down for ernest money. hope you can help me.
If you're refinancing your current mortgage, has the lender offered to roll costs into the loan? Unless the equity is not there, you should not HAVE to come out of pocket in order to refinance to a lower interest rate. I hope this helps...
