Hi Guest,
It is quite possible for you to refinance your first mortgage while keeping the second loan as it is. If you want to consolidate both the loans, you can refinance them into a single mortgage. However, there has to be enough equity in the house for you to refinance your first mortgage. You also need to have good credit in order to qualify for a refinance.
It is quite possible for you to refinance your first mortgage while keeping the second loan as it is. If you want to consolidate both the loans, you can refinance them into a single mortgage. However, there has to be enough equity in the house for you to refinance your first mortgage. You also need to have good credit in order to qualify for a refinance.
any combination is possible provided you are satisfying basic requirement for refinance