Hi hallrasberry,
Do you have equity in the property? If you have equity in your property, you can contact your present lender and check out the refinancing options. If you feel that your present lender is not giving you good options, you can contact other lenders as well. It is very important for you to shop for your mortgage as it would give you an idea about the current rates and terms prevailing in the market.
You can even seek a no obligation free mortgage quote from the lenders of this community. This will also help you in knowing about the present rates and terms.
Do you have equity in the property? If you have equity in your property, you can contact your present lender and check out the refinancing options. If you feel that your present lender is not giving you good options, you can contact other lenders as well. It is very important for you to shop for your mortgage as it would give you an idea about the current rates and terms prevailing in the market.
You can even seek a no obligation free mortgage quote from the lenders of this community. This will also help you in knowing about the present rates and terms.