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Refinance vs Home Purchase to aquire a loan

Posted on: 07th Aug, 2009 09:24 am
to make a long story short. my mother passed away leaving our home to me and my estranged brother. i have to buy him out for 81k. (the deed is in my name now as trustee).in order to qualify for a loan it has to go through my common law husband, because of my poor credit. anyway, the option we have are i can transfer the property to my daughter and then add my husband for a refinance, or, sell them the property for the amount of the loan. my question is this...for tax purposes which is the better way to go?
thanks
Hi Darlene,

Whether you sell the property to your daughter or to both your daughter and husband, in both cases, you would be liable for the capital gains taxes. In case, you do not sell the property, you would be liable for the inheritance taxes.
Posted on: 09th Aug, 2009 10:26 pm
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