Refinance Mobile Home on M/H Lot they have lien.

i put down $2000.00 cash, rental spot secrity depost, 290. and financed the reminder of $8600.00 at %7. i have made 48 0f my 60 payments and want to refinance to get just a little equity and and caught up on loan and lot rent. my credit is bankruptcy 12 months ago. is there any entity out there i can borrow from, and even use my car for colateral. although its only worth about 2500.00 93 bmw