Posted on: 08th Sep, 2012 12:36 am
hi there… i filed bankruptcy and got a discharge from chap. 7 in 3/11. i really need to refinance mortgage in order to combine both 1st mortgage and 2nd mortgage so that it will be much affordable for me. my credit has improved. when can i apply for my mortgage refinance?
It was me above... just forgot to login.
To get more insight on mortgage after bankruptsy, also go through this forum discussion : http://www.mortgagefit.com/discuss/afterbankruptcy-refinance.html
If refinancing is your only option, don't automatically switch lenders. Shop first with your current loan service. It might offer you a "streamlined" refinancing, requiring less money, paperwork and time than other lenders require.