Posted on: 06th Aug, 2010 07:14 pm
I have a loan that was with TBW now is serviced by cenlar. I called to talk about a lp refi under obama's plan, but they only service not originate. does anyone know of a lender that will refi a freddie that is at 70% ltv with no lates...i quit working after a baby, loan just in my name, but husband is making the payments and can't be on a loan right now because of credit.
welcome jwagg,
as you don't have a job, you won't be able to refinance the loan in your name. your husband can cosign for the new loan and then both of you can refinance the loan. the lender will consider your credit score and your husband's income while giving you the loan.
you can contact any local lender in order to refinance the mortgage. this community, too, has a large number of lenders. you can contact them and seek a no obligation free mortgage quote in order to know what type of rates and terms you might receive.
as you don't have a job, you won't be able to refinance the loan in your name. your husband can cosign for the new loan and then both of you can refinance the loan. the lender will consider your credit score and your husband's income while giving you the loan.
you can contact any local lender in order to refinance the mortgage. this community, too, has a large number of lenders. you can contact them and seek a no obligation free mortgage quote in order to know what type of rates and terms you might receive.
You're going to run into a problem being that you don't currently work. How bad is your husbands credit. I know investors that will lend on sub 620 credit scores with very aggressive interest rates.
