It would be wise to find another job before you refinance. I understand that you want your ex off of the loan, but if you were to somehow find a loan program that allowed you to refinance without a job, your rate would be through the roof. Find a job, then refinance.
Hi Guest,
While refinancing, the lender will check your credit score and your income. If you do not have a job, you will not be able to prove your income to the lender. In that case, the lender will not approve your refinance. As Eric has suggested, you should first look for another job and then try out for a refinance.
Thanks
While refinancing, the lender will check your credit score and your income. If you do not have a job, you will not be able to prove your income to the lender. In that case, the lender will not approve your refinance. As Eric has suggested, you should first look for another job and then try out for a refinance.
Thanks
no lender in this market would have the temerity to do a refinance of your mortgage while you are out of work.
