You should submit a rate quote request right here in this forum.
Hi biglovejr,
An interest rate of 12% is quite high. The current market rates are lower than that. If you qualify for a manufactured home loan at a current interest rate, you can save some money every month. However, the interest rate on your loan depends on factors like your credit scores, amount of down payment, etc. As Eric has suggested, you can go for a no obligation free mortgage quote from the lenders of this community and see what kind of interest rates they can offer you on your refinance loan.
An interest rate of 12% is quite high. The current market rates are lower than that. If you qualify for a manufactured home loan at a current interest rate, you can save some money every month. However, the interest rate on your loan depends on factors like your credit scores, amount of down payment, etc. As Eric has suggested, you can go for a no obligation free mortgage quote from the lenders of this community and see what kind of interest rates they can offer you on your refinance loan.