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Company Loan Type APR Est. Pmt.

should i refinance?

Posted on: 04th Nov, 2010 05:51 am
147000 remaining on a 30 year fixed at 5.375%. on schedule to pay off in 16 years. monthly payment is 1750 but i pay 2000 per month(250 going to principal). received offer to refinance at 4.375% 30 year fixed w no closing costs. thoughts? thanks
Hi johnfoo!

Welcome to forums!

If you're planning to stay in the property for a longer period of time, then it is a good option to refinance the mortgage at a lower rate. This will help you in lowering your monthly payments and saving money.

Feel free to ask if you've further queries.

Sussane
Posted on: 05th Nov, 2010 12:42 am
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