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Refinance difference

Posted on: 14th Apr, 2009 02:28 pm
If a re-fi is approved for 90k, yet the amount actually needed is only 88k, can a near immediate payment of 2k (the difference in the loan amounts) be paid without any loss of money on the interest, etc?
I am a little confused, are you saying that you are approved for $90,000 and but only need a loan amount of $88,000? If this is the case, you would not need to make a payment of $2,000.

If you are saying that you closed a loan for $90,000 and there is $2,000 left over, then you can have that $2,000 applied directly to your princial balance and save some interest.

I hope this helps!
Posted on: 14th Apr, 2009 02:50 pm
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