Posted on: 20th Sep, 2010 04:00 pm
my ex-wife and i purchased a house in july of 2008 and our divorce was final in march of 2009. in february of 2010 my ex filed for bankruptcy. in march of 2010 i assumed the loan and had my ex-wife's name removed from the mortgage. april or may of 2010 was the last month i received a mortgage statement even though i have never been late and i have never missed a payment. it's very frustrating making payments on a house without receiving statements. what i want to know is whether or not i can refinance the mortgage with another lending institution since i have very good credit.
Hi ws,
You should ask your lender to provide you with the statements regarding the payment of the mortgage. If you've equity in your property, then you can contact other lenders and try to refinance the mortgage in your name with better terms and conditions.
You should ask your lender to provide you with the statements regarding the payment of the mortgage. If you've equity in your property, then you can contact other lenders and try to refinance the mortgage in your name with better terms and conditions.