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Company Loan Type APR Est. Pmt.

Refinancing after receiving a loan modification

Posted on: 02nd Feb, 2011 08:48 am
i received a loan modification on my home dec. 2010, i currently have a bankruptcy which i am paying into (i am a yr. into it i have 4 more yrs.left) my modified mortgage bal. is $284,000 my pmnt is $1889 a month including insurance. my question is, can i receive a refinance or a streamline mortgage while in bankruptcy (ch. 13) to reduce my payment? and, does anyone know of a lender that would help my type of situation? i am making the mortgage payment but it is real tight with having anything left at the end of the month. any assistance would be greatly appreciated.
Hi stevendaley!

Welcome to forums!

As your bankruptcy filing has not been discharged yet, you won't be able refinance your mortgage. None of the lenders will be ready to offer you a mortgage refinance unless you're discharged of your bk filing.

Sussane
Posted on: 02nd Feb, 2011 10:33 pm
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