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Wanting to refinance to repair my credit

Posted on: 28th Sep, 2009 09:29 am
i am trying to go through various lenders from online sites. i am finding out my credit score which i believe is lower the 600. and now i am finding out now one will refinance my mobile home because of my score. and also i have just a couple of days left before greentree sends my paperwork to their lawyers. what avenue do i have left to keep this from happening. i am out of options for even trying to borrow enough money for one payment for my loan. i am now 59 days late. thanks
coguy, is the problem that you have simply got too many debts and not enough income?

If so, payday loans and emergency lenders may not be your best bet. What you may need to do is look into Debt Settlement options.

Depending on your circumstances a debt consolidation loan may be able to ehlp you get those debts combined into a single, lower interest loan. If things have gotten as dire as they sound though, you may want to investigate Debt Settlement.

there are lots of dodgy merchants on the net, but some legit ones too. Free quotes are always good.

[External links deleted as per forum rules. Thanks.]
Posted on: 28th Sep, 2009 06:51 pm
Hi coguy!

Welcome to forums!

In my opinion, it would be a better option to go for a loan modification. This will help you in avoiding foreclosure and will also save your property. If the lender accepts your loan modification request, he would give you a new payment plan to pay off the mortgage. In the new payment plan, the lender may reduce your interest rate so that your monthly payments gets reduced. This will help you in paying off the mortgage dues.

Feel free to ask if you've further queries.

Sussane
Posted on: 29th Sep, 2009 12:38 am
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