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Posted on: 13th Feb, 2010 01:20 pm
I am self employed do not have schedule C only E,I was told by the underwriter at the credit union to get to my gross income they add lines 9,12,16,20 and 22 on sch E is that correct?
trying to refi house,self employed schedule E only,told by credit union lines 9,12,16,20 and 22 to get my gross income is that correct?
Posted on: 14th Feb, 2010 01:40 am
Sorry, but are you just trying to establish your gross income before tax and expense deduction?

How long have you been self employed?
Posted on: 14th Feb, 2010 02:00 pm
i am selfemployed 7 years i only have schedule E how do the under writters establish AGI and what lines do they add back.
Posted on: 15th Feb, 2010 11:47 pm
Hi Gunn,

As far as I know, if you are self-employed, you should calculate your total gross income first before you calculate your adjusted gross income. In order to do this, you will require calculating your total income which you incur by selling of goods and subtract the total costs of purchasing the goods that you sell off. In case, you are into offering services to the consumers, then you'll have to calculate your total income from providing those services.

Take care.
Posted on: 17th Feb, 2010 01:58 am
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