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i lost my home to the x on divorce now how do i get my name off the notes

Posted on: 29th Mar, 2009 11:01 pm
i lost my home to the x on divorce now how do i get my name off the notes...and what can i do to make her sell it?
Hi hernal,

In order to remove your name from the mortgage, you will have to ask her to refinance the property in her name. Once she refinances the property in her name, you would not be liable to pay the mortgage dues anymore.

As far as selling the property is concerned, you can ask her to list the property in the market. Once you get buyers, you can sell it off. However, your mortgage will become due immediately. Thus, with the sale proceeds, you'll have to pay off the mortgage first.

Take Care.
Posted on: 30th Mar, 2009 02:50 am
Thanks sara,
What if she cant refinance cause of credit and income issues can i force her to sell?
Posted on: 30th Mar, 2009 06:31 am
Hi hernal,

You cannot force her to sell off the property. But you can definitely request her to sell it off so that you are not responsible for the mortgage dues anymore. However, once you sell off the property, your mortgage will become due immediately as Sara has mentioned in her post.

Thanks
Posted on: 30th Mar, 2009 10:33 pm
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