Posted on: 24th Feb, 2010 08:06 pm
I am trying to get a refinace done i have had my moble home for 13 yrs and of course it has changed mortage people 3 times but the first company never sent in the paper work to take their name of the title i have never recieved a title just finished looking thru ten years of papers to make sure so im gonna have to send off for a lost title im assuming because my current mortage company says they dont have a copy of it( which is strange) maybe im not asking the right questions to get the title can someone help with my stress?
It is quite surprising to me that the first mortgage lender never send the required documents to your present lender. You should clarify the whole issue with your present lender and contact the previous lender to get the required documents. Unless your present lender gets the required documents, I don't think he would be able to refinance your loan.
the problem is the first company that had it is out of business and they are the ones still on the dmv report i guess im gonna have to send off for a lost title and have the new copany sign it saying they have the mortage either way its gonna have me waiting and i have already invest $1000 for apraisals and foundation certifacations