Hi VOVO,
As long as you have equity in your property, you will be able to refinance to a lower interest rate with an Interest Rate Reduction Refinancing Loan (IRRRL) which requires no appraisal or income verification in most cases.
Take care.
As long as you have equity in your property, you will be able to refinance to a lower interest rate with an Interest Rate Reduction Refinancing Loan (IRRRL) which requires no appraisal or income verification in most cases.
Take care.
Before refinancing your VA loan, it is advisable to find out the break even point of doing so and whether or not you are planning to move out of the current property in the near future.