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Can my husband refinance the house without me being on the loan?

Posted on: 06th Mar, 2011 06:28 pm
i am not listed on our current house loan. how did he refinance without me being on the loan?
Hi Guest,

Your husband can qualify for a loan without you if he has a good credit score and income. It is not mandatory for you to be on the loan.
Posted on: 06th Mar, 2011 11:13 pm
If you were married, and the property was community property and you were on the original title, then someone made a mistake. In community property states, the spouse also has to sign the quit claim.
Posted on: 26th Apr, 2011 11:09 am
Yes, one spouse can refinance without the other being on the loan.
If you are in a community property state, then you would have to sign some documents at closing(you would be on title)
Posted on: 27th Apr, 2011 03:12 pm
Yes, i agree with tomburris. Your husband can refinance without you.
Posted on: 26th May, 2011 11:57 pm
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