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Reverse mortgage and need for enhanced life estate deed

Posted on: 27th Mar, 2013 05:17 pm
If the home is has a reverse mortgage is there a need or reason to have a enhanced life estate deed?
Hi grb!

Welcome to the forums!

If there is a reverse mortgage on the property, then I don't think the property owner will be able to go for a enhanced life estate deed. Nevertheless, it will be better if you could get in touch with a real estate attorney and take his opinion in this regard.

Feel free to ask if you've further queries.

Sussane
Posted on: 27th Mar, 2013 07:35 pm
Welcome grb,

If there is a reverse mortgage on the property, then only senior citizens who are 62 years or above of age can be the owners. So, I don't think an enhanced life estate deed can be used in this case to transfer the property to the heirs.
Posted on: 28th Mar, 2013 08:57 pm
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