Posted on: 10th May, 2010 12:31 pm
I filed Chpt. 7 in 09' & discharged Jan. 2010. I included my 1st. & 2nd. Mortgage but now my 1st. Mortgage is offering me a Modification which is now affordable. My question is - If, I sign with my 1st. can my 2nd. Mortgage come after me?
At, this time it does not show on my credit report that my 2nd. Mortgage is "Charged Off".
And, is it true that I can also file a Chpt. 13 to Wipe out the 2nd. after just filing a chpt. 7??
At, this time it does not show on my credit report that my 2nd. Mortgage is "Charged Off".
And, is it true that I can also file a Chpt. 13 to Wipe out the 2nd. after just filing a chpt. 7??
you've mentioned that your second mortgage has been charged off by the lender. in that case, the second lender will not come after you for the dues. you can definitely get your first loan modified. btw, wasn't your first mortgage discharged when you filed chapter 7?