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Company Loan Type APR Est. Pmt.

collection on a charged off 2nd mortgage

Posted on: 19th Nov, 2010 09:25 am
We do not own the property anymore but I'm getting collection notices on a charged off 2nd from 4 yrs ago. Home is in Michigan. 2nd was a refi not used for purchase. Is this collection repayment voluntary or can they sue me for the amount? If they can sue why havent they yet since its been 4 yrs?

Mike
hi miker,

the second mortgage lender has sold off the account to a collection agency. the collection agency has the rights to come after you in order to collect the dues. you should negotiate with them in order to get rid of the dues.

thanks
Posted on: 19th Nov, 2010 09:52 pm
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