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2nd Mortgage

Posted on: 19th Aug, 2009 05:33 pm
Hello my parents took out what we thought was a personal loan for $50,000 but at this moment my father is not working and its getting hard for my mom to make her mortgage payment plus the other payment. She has recently received a letter from the bank stating that if she doesnt make the payment they can foreclose on her home. What can we do?
You need to ask your momto call the bank and ask themif they cna help with a loan modification and interest reduction

Lot of banks are tryign to do loanmodification and interested reduction for people in financial trouble
Posted on: 19th Aug, 2009 07:55 pm
Hi mlopez!

Welcome to forums!

In my opinion, your mother should negotiate with your second lender and apply for a loan modification. If the lender agrees to it, then your mother would get a repayment plan to pay off the debt. This will help your mother to save the property.

Sussane
Posted on: 19th Aug, 2009 08:25 pm
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