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Company Loan Type APR Est. Pmt.

Can the 2nd mortgage be rolled into the first?

Posted on: 25th Jul, 2009 07:04 pm
our principal balance is about 84,000. the second mortgage, used for new ac/roof is 8,000. could the house be financed for $92,000 if a buyer came along?
gloriajphillips

welcoem to the forum

you can refinace yoru house if you have equity in the house.

but if you are goign to sellit there ia not need to refinance. you can pay off the loan ponce you sell the house using the procedings from the sale

good luck and feel free to ask
Posted on: 25th Jul, 2009 07:17 pm
gloriajphillips

Welcoem to the forum

one of the purpose of refinannce is to merge two mortgages. note that comany will go for property appraisal.
Posted on: 26th Jul, 2009 04:34 am
Welcome gloriajphillips,

If you've equity in the property, you will be able to refinance both the loans into one. You can contact your lender and check out if he is ready to refinance your property. You may even check out with other lenders and see what type of rates they are offering you.
Posted on: 26th Jul, 2009 11:01 pm
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