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2nd morgage settlement offer

Posted on: 15th Jun, 2010 05:00 pm
I receive and offer from my 2nd mortgage to settle my account in full for 3k I owed 35k jsut received a letter saying they will accept 3k via cert funds and they will release my second lien I call to confirm andthey say I need to send in by 3k by due date I ask for additional paper contract but they say they will not provide any ass they are not agree to anything (terms or contract) that all I have to do is send in the cerified funds . My questions is should if I wnat to accept the offer. Should I just send the money should don't I need paper work or something. Would they be able to change there minds and try to collect me for the remender. Has any one gone through this process with GMAC?
Hi mort,

I've given my suggestions in regards to your query at:
http://www.mortgagefit.com/second/settlement-loan.html

Take a look at it. Hope it helps you.

Thanks
Posted on: 15th Jun, 2010 09:11 pm
we just defaulted on our second loan with GMAC at a 45K loan value. How long did it take for them to offer you a settlement, and how much were you unsecured?

Did you end up taking the settlement?
Posted on: 09th Jul, 2010 02:15 pm
Hi cancinoeva,

Check out the page which James has mentioned in his above post. Your query has been replied in that page.

Thanks,

Jerry
Posted on: 10th Jul, 2010 02:35 am
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