Posted on: 03rd Oct, 2010 12:31 am
Filed for 7 BK in July 09. Discharged in Jan 10. Had 1st mortgage of $450k. Had 2nd mortgage of $200k. House is worth $400k. Both mortgages were discharged but was able to modify first, which is now current. We know the 2nd lien survived the BK, even though the debt is gone.
Have searched the internet on how to get rid of the 2nd lien. Has anyone actually successfully negotiated the release of this type of lien? Better to do it myself or hire an attorney? My BK lawyer says this is new territory and doesn't know how to proceed. 2nd is with Wells Fargo. Have heard they don't negotiate very well. Experiences and advice appreciated. Thanks.
Have searched the internet on how to get rid of the 2nd lien. Has anyone actually successfully negotiated the release of this type of lien? Better to do it myself or hire an attorney? My BK lawyer says this is new territory and doesn't know how to proceed. 2nd is with Wells Fargo. Have heard they don't negotiate very well. Experiences and advice appreciated. Thanks.
hi Startover123,
it is a better choice to hire an attorney in order to remove the lien on your home.
fill free to ask any further query if you have.
DIPA
it is a better choice to hire an attorney in order to remove the lien on your home.
fill free to ask any further query if you have.
DIPA