Posted on: 27th Mar, 2010 08:23 am
we filed chapter 7 and did not reafirm the second mortgage that is with pnc bank. i received a letter from them stating that they are aware we filed and were discharged,however, there was no mention of the second mortgage. our case has been closed. can the second mortgage come after us grarnish our wages etc without notifying us?
If a debt is not listed in the bakrukptcy, it is not discharged. They can sue you and get a judgment. Depending on the state, a judgment creditor may garnish wages.