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Company Loan Type APR Est. Pmt.

TX A6

Posted on: 10th Dec, 2007 04:21 pm
I have a client that took $15000 cash out 5 months ago in TX. $6,000 was paid out of settlement for a tax lien on their home. They used the other $8,000 for a federal tax lien. They gave the money to an attorney to try and settle the lien. Would they be able to do another loan b/c the funds were used for tax liens? If so what proof would they have to get from the attorney to show the money was used for a tax lien?
hi dtay,

welcome to this forum.

as far as i know a texas a6 loan can't be refinanced within 12 months and it is only 5 months that your husband has done the refinance. so he can't do cash out refinance now.

there are quit a few unique requirements for a texas a6 loan. there is a discussion regarding these unique requirements in this site. you can check it out- http://www.mortgagefit.com/texas/a6loan-law.html

hope this will help you.

thanks,
larry
Posted on: 10th Dec, 2007 06:37 pm
Hello Dtay,

Even I agree with Larry. I don't think you can do another cash-out refinance in Texas just after 5 months of taking one.
Posted on: 10th Dec, 2007 11:37 pm
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