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Company Loan Type APR Est. Pmt.

A6 Loan in Texas

Posted on: 23rd Jul, 2008 07:29 am
Can someone please explain what and why cash out refi's are called A6 loans - If I understand this correctly you can do a Cash-Out refi in Texas as long as it is a primary residence and 80% of appraised value.
there are many unique requirements for texas cash out refinance loans, some of which make very little sense to people. if you need further help please post your detailed questions.
Posted on: 23rd Jul, 2008 12:09 pm
I am just trying to refi a home loan for a lower interest rate and now the rate is raised because of A6 rules and fees. I don't want any money extra just refi the home what is the explaination of cash out loan? We just want to move the loan from one bank to another because of a better rate.
Posted on: 08th Nov, 2011 09:37 am
Hi Cheryl,

As you don't want a cash out, you can go for a normal refinance. You should contact the local lenders and apply for a normal refinance. You should contact your lender and have a word with them in this regard.

Thanks
Posted on: 09th Nov, 2011 10:26 pm
can anyone tell me how to get around if (2) parents own 86% of home and daughter owns 16% here in texas. how can you refinance the home when the home is not the daughters primary. will a general warranty deed work to remove the daughter
Posted on: 22nd Feb, 2013 09:56 am
Hi Kenneth,

The daughter needs to sign a quitclaim deed and transfer the property. Then the sole owner of the property will be able to refinance the mortgage.

Thanks
Posted on: 22nd Feb, 2013 10:43 pm
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