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Company Loan Type APR Est. Pmt.

Need to cash-out of free & clear investment property

Posted on: 08th Apr, 2009 01:31 pm
I'm unfortunately in Texas. I keep hearing conflicting answers. Wells Fargo offered 10% interest rate on cash-out, but insists that 80% rule applies. I use to work for Countrywide in the 90's and we did investment cash-outs up to 90%. Now Countrywide is saying that you can't do cash-outs on investment property at all. Anyone know the answer?
you can refinance an investment property with cash out in texas. the maximum loan amount can be 80% of the value of the property per state law. for the best rate, you need to remain at 75% of the value of the property.
Posted on: 08th Apr, 2009 09:17 pm
Hi

I haven't heard that an investment property cannot be refinanced in Texas. A cash-out refinance on an investment property is very much possible, as far as I'm aware of. However as per the Texas A6 laws, you cannot refinance more than 80% of the property's current appraised value.
Posted on: 09th Apr, 2009 04:23 am
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