Posted on: 24th May, 2010 06:47 pm
I have a credit score some where between 710-740 but have an imcome of only 16,000 ( I am a disabled vet) , My husband has a middle credit score of 594 (his highest is a 660) and makes 46,000 a year .. we are looking to get a FHA loan for 78,000 with 3.5% down Does anyone know any lenders that will grant us a mortgage? We live in Texas
Hi jamieusmc!
Welcome to forums!
Your husband can cosign for the FHA loan which will help you in getting a mortgage for your property. You will have to contact the Texas based FHA approved lenders in order to do so. You've mentioned that you are a disabled vet. In that case, why don't you apply for VA loans?
Sussane
Welcome to forums!
Your husband can cosign for the FHA loan which will help you in getting a mortgage for your property. You will have to contact the Texas based FHA approved lenders in order to do so. You've mentioned that you are a disabled vet. In that case, why don't you apply for VA loans?
Sussane
I was told bc his credit score is below a 620 we wont be able to get a VA loan
Hi jamieusmc,
As far as I know, borrowers with a credit score of 620 will be able to qualify for a VA loan.
Thanks
As far as I know, borrowers with a credit score of 620 will be able to qualify for a VA loan.
Thanks