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Adding additional principle payment to our mortgage

Posted on: 26th Nov, 2010 02:06 pm
We crrently have a 15 yr fixed mortgage in the amount of $150,000. Our monthly payment is $1090.83. We can afford to add $800 more per month on our principle. If we did this how soon would the mortgage be paid off?

Bill from Utah
Hi bill,

You haven't mentioned the balance mortgage amount and your mortgage interest rate. So, I used $150,000 as your balance amount and your mortgage interest rate to be 5%. If you add $800 to your payments, you will be pay off your dues within 108 months i.e 9 years.

You can use the given calculator to calculate it yourself:
http://www.mortgagefit.com/calculators/extra-payment.html

Thanks,

Jerry
Posted on: 29th Nov, 2010 12:40 am
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