Debt to income ratio is a true indicator of your financial status. Calculation of the debt to income ratio helps you to find out the expenses for payments in mortgage and other debts. Use our calculator to find out your gross income, debt payment and debt to income ratio.

Suppose your gross monthly income (including salary and all other income) is $20,000 and you are required to pay $5000 monthly towards the mortgage and other debt repayment. The debt to income ratio then comes out to be 0.25 ($5000 / $20000 = 0.25), that is, 25%.