Submitted by Anonymous on Wed, 07/15/2015 - 09:44
not sure if im suppose to be paying it.. the mortgage is under her name.
not sure if im suppose to be paying it.. the mortgage is under her name.
hi my mother past away on december and she left me her house the deed is under my name but she has a mortagage on it i pay it on time every month but im scared if i tell them that she passed they will take my house away. or am i even suppose to be paying her mortgage?
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If you keep making the payments, then you wont lose the house over foreclosure. You can ask for a refinance and get the mortgage transferred to your name.
1
Keep paying it - they will not foreclose if you do -
You can refinance into your name if you want but you dont have to -
Just keep in mind the home is in your name but they (bank) still are a partner with you in this until you pay them off -
Hope this helps -feel free to email if you have any questions
Brian Barnes
ENG Lending
Loans in all 50 States
Brian@AimWithFocus.com