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How can I pay off mortgage debt?

How can I pay off mortgage debt?

I have defaulted on mortgage. How can I pay it off? I owe $35,000.


Anonymous's picture
Anonymous (not verified)
16-08-2011

10 Answers
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1
Hi Guest, Well... you haven't given much information about your present financial situation. Nevertheless, as you've already defaulted on your mortgage payments, you should immediately contact your lender and request for a http://www.mortgagefit.com/know-how/loan-modification.html">loan modification. If you can convince your lender about your financial hardship, then the lender might consider your request and grant you the loan modification. However, please note that you should have some kind of income in order to get your loan modification approved. If you're unemployed presently, then the lender will not consider your request for modification of the loan. In such a situation, it is better to get rid of the property and the mortgage. For that, you can contact your lender and apply for a http://www.mortgagefit.com/deed-lieu.html">deed in lieu of foreclosure. Thanks

jameshogg | Asked on 2011-08-16


1
thgyg

Anonymous | Asked on 2011-12-27


1
you can do a workout with the lender or even negotaite to pay x amount becasue in some cases they ma nt get anything although they do have some type of insurance in case of borrower default.

franko | Asked on 2012-07-23


1
Call your lender try a loan mod. If not do a short sale. You will not have to make a house pmt for 6 months.Hopefully in this time, you will be able to get back on your feet. Martha

Anonymous | Asked on 2012-10-02


1
hi

Anonymous | Asked on 2012-10-22


1
Let face the things as it’s not such a big problem to be really scared off, have words with your lender and let him know about the scene might be there’s a good option or your lender can relax you on your default payment. Well as many company and lenders charge fine on the default payments, you can even go along with that and let the things be on track. And still if not able to find a way out then payday loans assistance would certainly help you out from your dilemma.

kobemcklain | Asked on 2013-02-12


1
I did the loan Modification and it saved my home and life.. I still own my home and all things are back on track.. Don't let the endless paperwork scare you off and always treat your Loan Officer with respect remember they are there to help you... It gets very hard at times to keep going with all the questions and paperwork, but in the long run it is so worth it.   Thank you Wells Fargo for helping me save my home.  

Anonymous | Asked on 2013-03-14


1
I did the loan Modification and it saved my home and life.. I still own my home and all things are back on track.. Don't let the endless paperwork scare you off and always treat your Loan Officer with respect remember they are there to help you... It gets very hard at times to keep going with all the questions and paperwork, but in the long run it is so worth it.   Thank you Wells Fargo for helping me save my home.  

Anonymous | Asked on 2013-03-14


1
 I am Hwa Jurong, a Reputable, Legitimate & an accredited money Lender. I provide all kind of loans locally & internationally to individual and companies. We offer loans at 2% interest rate annually without stress of securing the loan! E-mail: {hwajurong12@gmail.com or hwa.jurong@yahoo.com.sg)

Anonymous | Asked on 2016-01-05


1
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