Increase in HomeEquity line of credit denial
Increase in HomeEquity line of credit denial
I have a Life Estate Deed for my primary home which specifically states that I DO NOT need my children to sign if I decide to sell, mortgage, rent, etc, my property. My local bank recently denied my request for an increase to an already existing Line of Credit for a Home Equity Loan because of this Life Estate Deed. Can they deny me despite wording in the deed giving me the power to execute sales, loans, mortgages, etc????
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Hi Gingersand!
Welcome to forums!
If your property deed states that you have to power to execute loans, mortgages and sales, then the lender should not have denied you the loan. You should contact a real estate attorney and take his opinion in this matter once.
Feel free to ask if you've further queries.
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