Submitted by Anonymous on Sun, 07/12/2015 - 10:05
mortgage after bankruptcy
mortgage after bankruptcy
We filed for bankruptcy 3 years ago and our house was included in that bankruptcy. Our house is in the prccess of being foreclosed on now. Our credit scores are 675 and 710. Can we qualify for a new mortgage? If so how do we go about doing that?
2 Answers
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You can seek detailed information from your local FHA office about FHA loan at this point.
1
FHA still goess off of the date the home transfers out of you name
From there it is three years
A conventional loan takes longe but will use the dischage date -
Hope this helps
Brian Barnes
Nationwide Lending
Brian@Aimwithfocus.com