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Being a student is the most crucial & exciting part of any person's life. In this stage, you will be trained & educated to polish your survival instincts which will help you to overcome future hurdles. For higher studies & all other related issues, you'll often have to relocate from your town to big metropolitan cities. Along with other necessities, you'll need to find a good house for living there to carry on your studies. As a student you can stay in a college hostel or in your friends/relatives house.

We are at the threshold of celebrating the 238th Independence day on 4th of July, 2014. Like many other fellow Americans, we will remember the sacrifice & honor of our beloved leaders/soldiers who devoted their lives for us. They not only fought for our present but also for our better living, better food & shelter in future. To be called a truly independent U.S citizen, we should also work on those causes which will secure our children's future life. Housing problem is the most important amongst those causes.

Refinancing the home is quite confusing & stressful process even for the financially savvy borrowers. You may be an expert on real estate & mortgage market, but you never know when you could be a victim of a housing or refinance scam. Amongst the reputed lending companies there are few sophisticated scammers who can take the advantage of your need & ruin your financial stability. So, let's get an idea about the refinancing scams & the possible ways to detect & avoiding them.

Buying a home is one of the most desired dreams of an individual. People put all their efforts & lifetime savings to get a proper living place for their family. But their responsibilities will not be completed after buying a home. Purchasing a property is a form of investment as well as savings. People should also maintain & improve it to get a high yield in future. Like home buying, renovation & improvement procedure has several costs associated with it. Let's have an idea on how to manage those costs & what resources are available as a tool.

Separating myths from facts can be difficult, especially when you’re faced with conflicting and contradictory information about foreclosures and the foreclosure realty market. Whether you want to start off with an investment business or you’re a distressed homeowner who is on the verge of facing foreclosure, you should be aware of the foreclosure myths along with the hard facts. The fear factor that is usually associated with the process of foreclosure has led to people not discussing openly about the process. Nevertheless, here are some foreclosure myths that you may take into account.

In mortgage industry, the term Private Mortgage Insurance is quite familiar to all. Potential borrowers seek help from a financial firm to own their dream home. While getting that help, people facing cash problem might have to bear the extra burden of Private mortgage insurance policy. Let us discuss the ins & outs of this policy & try to learn the benefits from the point of view of both borrowers & lenders.

Before discussing the duties, it must be defined who is called a Personal Representative (P.R). A person or a firm who is appointed to manage the assets & liabilities after the death of an individual is called a Personal Representative or an executor. The P. R not only settles the financial affairs of the decedent, but also distributes the net assets amongst the beneficiaries as directed in the last will.

Being a single mother is not at all an easy job. They often find hardship & struggle around them. But that doesn't mean they cannot fulfill their dream of owning a home for their child. The most common scenario is that single mothers can't afford to purchase the house. It is because of her low monthly income, low creditworthiness & insufficient fund to pay the high closing value. So, in order to achieve their goals, single mothers have to consider some measures at their end as well as the available programs.

Good news for the prospective homebuyers in the country. Lenders are finally ready to ease the strict lending standards enacted post economic downturn and subprime mortgage disaster.

Of all the changes that you might make to live on a budget, the most fundamental one is finding an economical place to live. Sadly, this is an option that is closed for the people who are underwater on their mortgage loans. Unless they have enough cash to bridge the gap between what their house will sell for and what they owe on the house, they’re pretty much at a loss. Reports suggest that more than 1 out of every 5 homeowners in the US are weighed down by an underwater mortgage and unfortunately there’s nothing much that they can do about it.