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Private money lenders are the non-institutional lenders that offer financing to the individuals. Private money loans are usually used to finance a real estate transaction and these are usually secured by a mortgage note or a deed of trust.

Since the introduction of the Housing Affordable Refinance Program (HARP), many borrowers were left out of the ambit of this program and many were not allowed to opt for this program.

In the present times, the option of FHA loans is becoming less appealing to the home buyers. Many buyers are questioning whether or not it will be a good option to go for a FHA loan now. FHA loans are known for their low down payment flexible terms and conditions.

The condition of the house which you want to purchase is taken very seriously by the lender before offering you a loan.

The rules for buying a home as a rental property has undergone several changes. Even a few years ago, no down payment was required to purchase an investment property.

Single parents have to face certain challenges regarding their finances which others may not be able to understand. Things can take a ugly turn if the single parent falls ill or loses his or her job.

VA loans are one of the best mortgage programs available in the market currently. These loans are guaranteed by the Department of Veterans Affairs (VA). These loans are aimed at the veterans of the country and the spouses of the veterans.

You may have to sell your home for a variety of reasons. It may be the case that you have to move to a different place for financial reasons or it may be the case that one spouse has got a job in a different area or you may have to relocate due to an ugly divorce.

Your home can be an expensive asset. It can have a huge impact on your wallet. In the recent times, the price of real estate is rising but still there are expenses associated with it.

Though in home buying, transaction occurs between two parties – buyer and seller - but in reality, more parties are involved in such transactions.