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Temperatures are soaring high! It is that time of the year when most of us prefer to stay back at home. Why would you sit idle in your house? Why not try some steps to save money which can be of great help later on?

There are a variety of mortgage laws which aim at protecting the interest of the consumers. These laws and regulations are meant for protecting the gullible consumers from irresponsible and unethical lending practices.

Do you have someone in your family with special needs who depends on you financially? If yes, then you will have to plan your estate in such a way that the person will be able to receive the support even when you are not there physically!

Your inability to make the required down payment often comes in the way of getting approved for a mortgage loan. There are few down payment assistance programs available at the market place which help the homebuyers owning a home.

When you apply for any kind of loan, mortgage or service, one thing that you get concerned about is the high fees charged by the banks, financial organisations or service providers.

It's 4th of July... A red letter day on our calendars reminding us once again that we are free souls!

It makes great sense to develop a saving strategy for college education for your children. Higher education in the country is costly but undoubtedly it augments the chance of getting a better job.

In a recent report submitted by the Social Security Board of Trustees, it has been projected that the retirement trust funds may get depleted by 2033. The same was projected in the last year's report as well.

During the real estate boom, the piggy back loans were quite popular. When you decide to buy a home and don't have the 20% down payment, you can consider taking out a piggy back loan to fund the down payment.

In case you default in making payments, there are chances that you may lose your home. Losing your home because of default can indeed be a very painful and terrible experience.