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Can creditors put a lien on personal property?

Posted on: 25th Aug, 2008 10:41 am
Can creditors put a lien on personal property?
Hi Guest,

As far as I know, after the property is sold off, the mortgage lenders will get their dues. Then, those creditors who have placed liens on the property, will be able to claim their dues from the home owner.

Thanks
Posted on: 25th Dec, 2011 11:17 pm
I sold my FL. land for $90,000.00. After several years the buyer just stopped making payments. I hired an atty and the buyer did not respond within 20 days forcing me to get a judgement against him. can I file a lein against the buyers business or his personal property? Is it a losing battle?
Posted on: 06th Jun, 2012 10:57 am
Hi mrscalabash!

Welcome to forums!

You can file a lien against any of his properties or business as you have a judgment against him. Once you have placed the lien, you can force him to sell off the property to repay your debts.

Feel free to ask if you've further queries.

Sussane
Posted on: 07th Jun, 2012 12:34 am
can a dept collector put a lein on any thing you own if it has 2 or 3 names on it?
Posted on: 14th Nov, 2012 08:58 am
In 2010 I had to come out of work on disability. I did not have any income for apx 1 1/2 years since my LTD insurance company did not pay me. Because of that, I was unable to pay my cc bills. Now I have recieved paperwork for exempting property. Can they seize my assets, house, car, personal property, etc? I live in NC.
Posted on: 15th Nov, 2012 03:24 pm
Hi!

Welcome to forums!

To sue,

If your name is on the property deed as one of the owners of the property, then the creditor/lender can place a lien on it. However, in order to do so, he will have to file a lawsuit and get a judgment against you.

Welcome fluffy,

If they get a judgment against you, then they can seize your property.

Feel free to ask if you've further queries.

Sussane
Posted on: 18th Nov, 2012 10:24 pm
I bought a car in 2005 for 12,000 I paid 18,000 in 4 years, my husband got sick I told the loan company I could not afford it to come and get it, they did. Now can they put a lien on my house and take my house?
Posted on: 07th Dec, 2012 12:45 pm
Hi Lesia,

If they have sold off the car and recovered the debts in full, then they can't place a lien on your property. Moreover, you should note that in order to place a lien on the property, they will have to file a lawsuit and get a judgment against you.

Thanks
Posted on: 09th Dec, 2012 09:35 pm
Can a debtor place a lien on a mobile home??
Posted on: 12th Aug, 2013 09:35 am
Hi MaryAnn!

Welcome to the forums!

A debtor is a person who owes the debt. A debtor will not place a lien on his or her mobile home. If the debtor fails to pay off the loan, then his/her creditor will be able to place a lien on the mobile home in order to recover the debt in full.

Feel free to ask if you have further queries.

Sussane
Posted on: 12th Aug, 2013 09:40 pm
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