Posted on: 28th Nov, 2006 03:32pm
Geneva Roth Capital Inc. which is also known as Loan Point USA ("http://www.loanpointusa.com/" ) is a payday loan company that carries out its own collections. Based at Utah, the company is reported to be a loan shark by several consumers who have shared their experience with the company in our forums.
There have been several complaints so far from customers regarding illegal activities of Geneva Roth. Here's why debtors feel that Geneva Roth is a loan shark:
In case you don't get any response from the company, or if they continue with their illegal activities, file a complaint with the FTC, BBB or your State attorney General. And if you'd like to share your experience with Geneva Roth - good or bad, feel free to post it below.
There have been several complaints so far from customers regarding illegal activities of Geneva Roth. Here's why debtors feel that Geneva Roth is a loan shark:
- The company often over charges its customers and withdraws money from their accounts repeatedly even after the loan payment is over.
- The company also keeps changing its contact information due to which customers make repeated calls but fail to get any response from Geneva Roth.
- Geneva Roth somehow gets access to bank accounts not related to the loan and debits money from such accounts.
- Even if consumers do not apply for Geneva Roth loans, the company somehow gets access to their accounts and forcefully deposit loan funds without even sending any paper agreement to the debtor.
In case you don't get any response from the company, or if they continue with their illegal activities, file a complaint with the FTC, BBB or your State attorney General. And if you'd like to share your experience with Geneva Roth - good or bad, feel free to post it below.
I need to contact geneva roth about a payday loan I need a phone number.
Hi Sally!
I have heard a large number of people complaining about similar issues in this community. You can immediately file complain with the state attorney general so that legal steps can be taken against them. You can check the following link for the FTC complaint form:
https://econsumer.ftccomplaintassistant.gov/
Thanks
I have heard a large number of people complaining about similar issues in this community. You can immediately file complain with the state attorney general so that legal steps can be taken against them. You can check the following link for the FTC complaint form:
https://econsumer.ftccomplaintassistant.gov/
Thanks
I was unemployed for almost a year. I had been at my new job for only 6 months when a lot of unexpected expenses came up. I was desperate. They offered me $500.00 so I took it. I knew the fee would be $150.00. The website I was directed to register on would not let me register. Also the phone number for the contact person I was given went right to voicemail. The message said she "was promoted" and would not be checking the messages. Pressing 0 disconnected me.
After several $150.00 payments were taken from my account I put a stop payment on the ACH withdrawal. It stopped them for a little over a week. Then they tried $149.99 and got it. I tried to close my account but my bank tells me they will still be able to withdraw funds!!!
If they get the $149.99 tomorrow that will be $600.00 in fees for a $500.00 loan.
Scum! I hate them!
After several $150.00 payments were taken from my account I put a stop payment on the ACH withdrawal. It stopped them for a little over a week. Then they tried $149.99 and got it. I tried to close my account but my bank tells me they will still be able to withdraw funds!!!
If they get the $149.99 tomorrow that will be $600.00 in fees for a $500.00 loan.
Scum! I hate them!
Hi anonymous!
You can file a complaint with your state attorney general so that some legal steps can be taken against them.
Thanks.
You can file a complaint with your state attorney general so that some legal steps can be taken against them.
Thanks.
THIS COMPANY IS THE WORST. I HAD A LOAN WITH THEM BACK IN MACH 07. I PAID IT IN FULLLLLLLLLLL. I WAS LATE AND THEY ATTACH MY PAYCHECK AND TOOK THE MONEY I OWED THEM. NOW OVER A YEAR LATER, I HAD A FEE ON MY ACCOUNT AND WHEN I CALLED MY BANK I FOUND OUT IT WAS GENEVA ROTH!!!. I CAN'T BELEIVE THAT THEY CAN DO THAT. MY BANK IS COOPERATING WITH ME THANK GOD. I CALLED THEM AND THE CUSTOMER SERVICE REP. WAS VERY RUDE AND HUNG UP ON ME. I CALLED BACK AND ASK FOR A MANAGER AND WAS PLACED ON HOLD FOR 13 MINUTES. I HUNG UP AND CALLED BACK AND WAS TRANFER AND GOT DISCONNECTED. PLEASE, PLEASE.........BEWARE!
HI SALLY,
YOU CAN GIVE YOU BANK A MINIMUM TO A MAX TO LOOK OUT FOR. THAT'S WHAT I HAD TO DO. (EX...ANY TRANSACTIONS FROM SAID COMPANY IN THE AMOUNT OF ($1-$2000) IS TO BE REJECTED. IF YOU APPLLIED FOR A NEW LOAN ON LINE, THEY CAN GET YOUR NEW ACCOUNT INFO. THAT IS HOW THEY GOT MINE!!
YOU CAN GIVE YOU BANK A MINIMUM TO A MAX TO LOOK OUT FOR. THAT'S WHAT I HAD TO DO. (EX...ANY TRANSACTIONS FROM SAID COMPANY IN THE AMOUNT OF ($1-$2000) IS TO BE REJECTED. IF YOU APPLLIED FOR A NEW LOAN ON LINE, THEY CAN GET YOUR NEW ACCOUNT INFO. THAT IS HOW THEY GOT MINE!!
Hi SICK!
I have seen a lot of people complaining about this company. I would suggest that from next time onwards whenever you are dealing with a lender, you should search his whereabouts and also read the testimonials of other borrowers. This will help you to get a clear idea about the person and the company both.
Thanks.
I have seen a lot of people complaining about this company. I would suggest that from next time onwards whenever you are dealing with a lender, you should search his whereabouts and also read the testimonials of other borrowers. This will help you to get a clear idea about the person and the company both.
Thanks.
I called my bank this afternoon and to find out that geneva roth went into my account and I never even gotten a loan from them before, I asked my bank teller for the phone number and called them back to see why they debited something that they should not have and the number did not work adn if they view this blog I WILL BE TAKING THEM TO COURT!!!!!!!!!!!!!!!!!
I called my bank this afternoon and to find out that geneva roth went into my account and I never even gotten a loan from them before, I asked my bank teller for the phone number and called them back to see why they debited something that they should not have and the number did not work adn if they view this blog I WILL BE TAKING THEM TO COURT!!!!!!!!!!!!!!!!!
Hi Tyisha B!
You should immediately report your case and file a complain with the State Attorney General. I think that will help you.
Thanks.
You should immediately report your case and file a complain with the State Attorney General. I think that will help you.
Thanks.
I borrowed a $400.00 loan from these people I was under the impression I would be paying $720.00 back to them. Now I received the loan on 06/04/08 and it is now 10/28/08 and they are still deducting $120.00 from my bank account as we speak. I cannot get in touch with them and I cannot stop the deductions? I have paid back $1080.00 for a $400.00 loan I could have went to a neighborhood loanshark who would have charged less! Can someone please help me resolve this issue?
Hi Barb-Philly!
You can contact the bank and ask them to block your account so that they are unable to debit anything from your account. Apart from this, you should immediately file a complaint with the State Attorney General so that legal actions can be taken against them.
Thanks,
Jerry
You can contact the bank and ask them to block your account so that they are unable to debit anything from your account. Apart from this, you should immediately file a complaint with the State Attorney General so that legal actions can be taken against them.
Thanks,
Jerry
They are horrible I closed my bank account so they could not fraudulently withdraw funds anymore!
Hi disgusted!
I think you have done the right thing. This will at least help you to save your money. I think you should also file a complaint with the state attorney general.
Thanks,
Jerry
I think you have done the right thing. This will at least help you to save your money. I think you should also file a complaint with the state attorney general.
Thanks,
Jerry
can anyone please tell me the website I need to go to and download the paydown form. I have a 500.00 loan and have been paying 150.00 since september. I would really appreciate it.
Hi disguested,
I suppose "http://www.genevarothholding.com/" is the official website of the company. You can check the website and contact them.
Thanks,
Jerry
I suppose "http://www.genevarothholding.com/" is the official website of the company. You can check the website and contact them.
Thanks,
Jerry