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Terminologies for Alphabet M-P

Posted on: 22nd Jul, 2005 11:27 pm
Terms for M
  • 100% Mortgage
    A 100% mortgage is a home loan that is equal to the total sale price or appraised value ...

  • MACRS
    MACRS (Modified Accelerated Cost Recovery System) is a rule established by the Economic ...

  • Medium-term Notes
    Medium-term Notes (MTNs) are corporate notes which a company offers its investors ....

  • Monetary Policy
    Monetary Policy refers to the process of managing a nation's money supply in order to ...

  • Monthly Income
    Monthly Income refers to an individual's basic monthly salary, plus any additional ...

  • Mortgage Finance
    Mortgage Finance is a financing mechanism for the purchase or refinance of real estate, with...

  • Maturity Date
    Maturity Date is a last day, when the total principal balance of a mortgage deal, comes due....

  • Maximum Financing
    Maximum financing involves a loan amount that is within 5% of the highest loan-to-value ...

  • Monthly Commitments
    A loan commitment refers to a written document which states that a mortgage company ...

  • Mortgage Calculator
    Mortgage Calculator which is used for calculating borrower's mortgage payments. As we ...

  • Mortgage Indemnity Guarantee
    The Mortgage Indemnity Guarantee is a one ''off fee'' that a lender pays to an insurance ...

  • Mortgage Interest Deduction
    Mortgage Interest Deduction is a federal tax reduction to borrowers. This tax reduction is ...

  • Mortgage-Backed Securities (MBS)
    Mortgage Backed Securities are parcels of mortgage loans grouped by the Government ...

  • Multifamily Mortgage
    Multifamily mortgages are residential loans meant for properties that are occupied by more ...
Terms for N
  • National Association of Realtors
    The National Association of Realtors (NAR) was founded as the National Association of ...

  • Net Effective Income
    Net Effective Income is the borrower's gross income minus federal income tax. Net...

  • No-Point Mortgage
    No-Point Mortgage or a low-point loan is a type of mortgage which requires no points. It ...

  • Non Performing Asset
    Non Performing Asset is an asset that is not effectively producing income. It means an asset...

  • Note Rate
    Note Rate is the mortgage rate stated on a promissory note. It is also known as the Nominal ...

  • Negative Amortization
    Negative Amortization implies an increase in mortgage debt when monthly payments on a ...

  • Net Cash Flow
    Net Cash Flow is the monthly operating income that remains after deducting monthly housing...

  • Net Closing Costs
    Net Closing Costs is the total of all the closing costs quoted by a lender, minus any credit...

  • No Equity Loan
    No Equity Loan is a home equity loan program that allows a borrower to take out a loan up ...

  • Non Assumption Clause
    Non Assumption Clause is a clause stated in a mortgage contract, which does not allow for ...

  • Non Liquid Assets
    Non Liquid Assets refer to possessions that cannot be transformed easily into cash ...

  • Notary Fee
    Notary Fee is a fee charged by a licensed notary public to certify the signature on the loan ...

  • Notice of Default
    Notice of Default is a formal notice stating that a borrower has late payments or missed ...
Terms for O
  • Open Mortgage
    Open mortgage is a kind of home loan that allows a borrower to make a partial or full ...

  • Option
    Option is a provision in a contract that gives the option holder, the right and not the obligation ...

  • Open-End Lease
    Open-End Lease is a kind of rental agreement where the lessee is obligated to purchase ...

  • Owner Financing
    Owner financing or Carry Back Loan is a home-financing method in which the buyer borrows ...

  • Offset Mortgage
    An offset mortgage is a flexible mortgage which allows a borrower to keep balances such ....

  • One Account Mortgage
    One Account Mortgage is a type of mortgage which allows a borrower to put all his money ...

  • One Year Adjustable
    1 Year Adjustable Rate Mortgage (ARM) is a mortgage in which the initial interest rate ...
Terms for P
  • Package mortgage
    Package Mortgage is a mortgage agreement that provides home financing including ...

  • Partial Entitlement
    Partial Entitlement is the sum of money guaranteed under VA loan to an eligible veteran ...

  • Percentage Point
    Percentage points are utilized to describe the variation in interest rates or inflation rates ...

  • Prepaids
    Mortgage lenders often require you to make advance payments at the time of loan closing ...

  • Principal
    Principal is the original loan amount specified on your mortgage note. When you make the ...

  • Private Mortgage Insurance
    Private mortgage insurance (PMI) is an amount paid by a private insurance company to a ...

  • Processing Fee
    Processing fee is a kind of fee required to prepare a mortgage loan application and ...

  • Promissory Note
    A promissory note or a mortgage note is a legal document that states that a borrower ...

  • Purchase Money Mortgage
    Purchase money mortgage is a home financing technique by which a buyer borrows from ...

  • Partial Payment
    Partial Payment is a loan payment that is not enough to cover the scheduled monthly ...

  • Participation Mortgage
    Participation Mortgage is a type of mortgage, which is made by one or more lender. It ...

  • Pension Mortgage
    Pension Mortgage is a kind of interest only mortgage, which is backed by a pension plan. It...

  • PITI
    Pension Mortgage is a kind of interest only mortgage, which is backed by a pension plan. It ...

  • Planned Unit Development
    Planned Unit Development (PUD) refers to a type of residential, commercial or industrial ...

  • Pledge Account Mortgage
    A Pledge Account Mortgage allows you to use a savings account as the collateral for ...

  • Portable Mortgage
    Portable Mortgage is a type of mortgage, which can be transferred from one property ...

  • Power of Attorney
    Power of Attorney is a written legal document that allows a person to make legal decisions ...

  • Pre-Foreclosure Sale
    Your mortgage lender may choose to foreclose your property when you fail to pay your ...

  • Pre-Qualification and Pre-Approval
    Pre-Qualification - The prospective purchaser or builder normally obtains pre-qualification...

  • Preferred Stocks
    Preferred stocks entitles the shareowners to receive a fixed dividend, that are senior to ...

  • Prepayment Penalty
    Borrowers are often required to pay an amount of charge to the lender on account of ...

  • Private Label MBS
    Private Label Securities are those mortgage backed securities MBS which do not conform to ...

  • Private Mortgage
    Private Mortgage is a type of mortgage, which is granted by the private lenders. Features...

  • Public Auction
    Public auction is a gathering at a pre-announced location where the lender sells off the ...

  • Purchase Agreement
    Purchase Agreement refers to a legal document stating the terms and conditions under ...
what does pud stand for
Posted on: 01st Feb, 2006 12:47 pm
Hi,

PUD stands for Planned Unit Development. It is a type of real estate project where an individual who lives and owns a unit or the whole building and the common spaces are shared by other members of the homeowner's association for the benefit of all owners.

James
Posted on: 01st Feb, 2006 12:58 pm
MEANING FOR PROBATE
Posted on: 22nd Feb, 2006 10:45 am
Hi Suzy,

Probate is nothing but proving a will. This is a court-supervised process to validate and establish the distribution of assets of the deceased. This includes payment of outstanding obligations.

Regards,
Blue
Posted on: 22nd Feb, 2006 11:00 am
What does PAR stand for?
Posted on: 11th Jun, 2009 12:40 pm
what does poc appraisal mean?
Posted on: 28th May, 2010 05:28 am
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