do i qualify for a mortgage

With a low credit score and a previously mentioned foreclosure on your credit report, it will be difficult for you to qualify for a mortgage. After a foreclosure, you need to wait for 3-4 years in order to qualify for a mortgage. Also, you will need a credit score of 700-720 in order to get a conventional loan and 600-620 to get a FHA loan.

If you really want to go for a loan with low credit then there’s no problem if you are smartly managing your finances. As getting a mortgage loan would be quite easy but interest rates are surely going to be on the higher side and that would surely going to extend the tenure too. Why don’t you improve your credit score before going for a loan or if you are in need then quick cash loans would be an ideal match.

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